For decades, stock awards have been the most sought-after perks in corporate America, offering the promise of wealth in exchange for loyalty. For employees, these packages often spark hope of striking it rich should their company stock take off. According to a recent Charles Schwab study, three-quarters of employees say equity pay is very important, and half see it as a must-have benefit when job hunting.1

But, according to financial planners and industry experts, relying too much on stock for pay can create risks that few workers fully understand. It may even leave you worse off than if you got cash instead. Sometimes, a cash bonus or robust retirement plan is the smarter option for building your nest egg. READ MORE